Legal Documents

Privacy Policy

How we collect, use, and protect your personal information in accordance with South African law.

CapFlow respects your privacy. This Privacy Policy explains how CapFlow (Pty) Ltd collects, uses, and protects personal information in accordance with the Protection of Personal Information Act 4 of 2013 (POPIA).

1. Information We Collect

  • Account details (Name, email, ID number)
  • Captured financial data (Income, expenses, etc.)
  • Subscription & payment records (Paystack)
  • Device data (IP, browser type, security logs)

2. How We Use Your Information

We use your data strictly to provide the CapFlow service, authenticate your access, generate your personal reports, and comply with legal obligations like FICA. We do not sell your data to third parties.

3. Your Rights (POPIA)

Under POPIA, you have full control over your information:

Right to Access

Request a copy of all your data anytime.

Right to Delete

Permanently remove your account and data.

Right to Correct

Update inaccurate profile information.

Right to Object

Opt out of any marketing at any time.

4. Contact & Compliance

For privacy enquiries, email us at privacy@capflow.site. You can also contact the Information Regulator of South Africa at complaints.IR@justice.gov.za.

Last updated: January 2026